The Freddie Mac BorrowSmart AccessSM program is only available for specific conventional conforming financing programs. Pre-purchase counseling for homebuyers is required. The $3,000.00 assistance amounts are based on Area Median Income (AMI) and other eligibility criteria. First-time homebuyers in the Philadelphia, Camden, Wilmington, PA, NJ, DE, and MD metropolitan statistical regions (MSAs) may qualify for this program.  Primary residences only, and other restrictions may apply.  Consult with your local Mortgage Advisor for more information.